Stay, switch
and save*

Stay, switch and save*

  • STAY with your existing lender

  • SWITCH to a new mortgage rate

  • SAVE money with NO broker fees*

  • SIMPLE! We help make mortgages easier

A quick, easy and
free solution*

  • One 15-minute phone call
  • We do all the hard work

  • Totally FREE, no broker or processing fees*

We source the
right deal for you

As part of our mortgage service, we will check your current lender and review a wide range of products from the high street, including other specialist products that are not available direct. We do this to ensure we find a deal that suits your needs and circumstances.

A simpler mortgage journey

Our experienced advisors will work with you to find a mortgage that meets your needs, ensuring the process is as fast and stress-free as possible.

Your mortgage review 
An initial consultation to discuss your mortgage requirements and to gather necessary information.
Your mortgage options
We will present options from thousands of deals and advise you as to what may be the most suitable.
Your application
We offer a fully managed application process so you can relax knowing we will be there for you every step of the way.
Your mortgage journey is complete.


When your current deal is about to expire, you have the opportunity to stay with your existing lender and switch to a new rate with them. By doing it this way, you’ll save money by not having to pay any broker or processing fees.

Yes, when you stay with the same lender and switch your mortgage to a new deal, the process of doing this is called a product transfer. It can also be referred to as a rate switch, mortgage switch or mortgage transfer. 

The main benefits of completing a product transfer with your existing lender include:

  • Free service with no broker*, processing or legal fees
  • No credit search, no income checks, no underwriting or valuation
  • Potential to reduce payments by moving to a better deal
  • We do everything for you
  • It’s quick and easy 

If your mortgage is within 6 months of your deal ending, we can start the process on your behalf. It is then possible to secure a new deal and hold that current rate, ensuring you benefit from the deals available on the market at the time.

The exact length of time is difficult to predict as everybody’s situation and needs are different. Based on this, we will provide advice and a recommendation and will act on your response as appropriate. 

One of the main benefits of switching your mortgage and staying with your existing lender is that, in general, you usually don’t have any charges for the advice / broker fee or other fees connected to processing the deal.

Your mortgage advisor will perform a number of different tasks to ensure you are on the right deal.

  • Research the market 
  • Check your circumstances and needs 
  • Discuss other options if they are more suitable
  • Keep you informed at all times
  • Provide support with a smile

Switch to your new mortgage deal today

Find out how much money you could potentially save by arranging to speak to one of our advisors. A 15-minute call is all it takes.