Supporting NHS
staff with 50%
off broker fees*

Supporting NHS staff with 50% off broker fees*

We value all those who work in the NHS and, as a way of saying thank you, we offer 50% off our broker fees.

*Subject to T&C’s.

Mortgages for NHS staff

We understand how busy NHS staff can be – working overtime, juggling family life and changing shift patterns.  That’s why we are here for all NHS staff with specialist mortgage advice and support, helping the mortgage process to run as smoothly as possible.

Finding the right mortgage for your situation 

Having a secure job means that we can explore a range of mortgage options, as well as those already available on the high street, to ensure we find a mortgage that matches your needs and circumstances. 

*50% Discount on Broker Fee for NHS Staff – Terms and Conditions

The 50% NHS discount will be applied to ALL of our broker fees including;

  • The administration fee, payable once a successful Decision in Principle is achieved.
  • The main advice fee, payable at the offer stage. 

One person would need to work for the NHS in order to be eligible for the NHS broker fee discount. To qualify, a screenshot of the NHS ID and/or payslips would need to be provided.

Your home / property may be repossessed if you do not keep up repayments on your mortgage.

A simpler mortgage journey

Our experienced advisers will work with you to find a mortgage that meets your needs, ensuring the process is as fast, and stress-free as possible.

Your mortgage review 
An initial consultation to discuss your mortgage requirements and to gather necessary information.
Your mortgage options
We will present options from thousands of deals and advise you as to what may be the most suitable.
Your application
We offer a fully managed application process, you can relax knowing we will be there for you every step of the way.
Congratulations!
Your mortgage journey is complete.

FAQ’s

Mortgages exclusive for NHS staff don’t actually exist, however, there are lenders and brokers who will offer discounts or incentives to NHS workers. Our advisors have access to a wide range of products from high street and specialist lenders, providing a much wider knowledge of the offers that could match your situation. 

And don’t forget, with Mallory Financial, you’re guaranteed 50% discount off all broker fees including the administration fee and the main advice fee (see T&C’s below for more detail).

There are lots of factors involved when searching for a mortgage provider including your income and the amount of deposit you have available. What does help those who work in the NHS sector, is the fact that lenders have a better understanding of what you do and the risks involved, reassuring lenders that you’re a safe bet.

Your role in the NHS will have no impact on the amount you can borrow on a mortgage as this will depend largely on affordability. Affordability can be assessed using your guaranteed income, credit commitments and whether you have any dependants. Having a larger deposit will go in your favour when calculating affordability.

Yes, as long as you have a contract of employment, or proof of employment, the 50% off broker fees would apply (see T&Cs below).

Yes, in order to be eligible for the NHS broker fee discount incentive, only one person would need to work for the NHS and proof of employment, NHS ID or payslips would need to be provided (see T&Cs below).

There are lots of different roles within the NHS and, as long as you have your NHS ID, then the broker fee discount incentive can be applied (see T&C’s above). Eligible NHS roles include GP surgeries, NHS Direct, Primary Care Trusts, Ambulance Trusts, dental practices with NHS status, mental healthcare and social care Trusts, to name a few.

We understand how busy life can be for NHS staff which is why we offer our clients a single point of contact who is flexible and available for weekend and evening appointments.
We also have a wide range of products from High Street and specialist lenders, that aren’t available direct, providing you with a greater chance of finding a mortgage that’s right for you. 

We are here to help

Whether you’re looking for a mortgage, protection or a secured loan, we have specialist advisers to support you.
Contact us today to arrange your initial consultation.