Expert Mortgage & Protection Advice.

Independent Mortgage & Protection Advice.

Independent mortgage brokers helping first-time buyers, self-employed applicants and homeowners across Cheshire and Manchester.

If you’re self-employed, a first-time buyer, looking to switch mortgages, have a low credit score or incur issues with residency, we are committed to helping you.

Finding the right mortgage for your circumstances.

Our aim is to find a product that matches your circumstances. Whether you’re thinking about moving home, looking to obtain a better mortgage rate, considering an additional loan on your property or searching for advice on protection insurance, we are with you every step of the way.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

A mortgage to match your circumstances

We take the time to discuss your situation and requirements, ensuring we find you the right mortgage. This involves researching the market and accessing a large number of specialist lenders, many of which are not available anywhere else.

  • Appointments at times to suit you

  • We will keep you informed at all times

  • Support with a smile

Proud to offer impartial

whole-of-market advice.

We are not tied to any lender or insurer and, with access to a large selection of lenders and mortgages, we have an improved chance of finding a solution that’s right for you.

Let us take away the stress
Our dedicated, friendly team help to reduce any stress and worry. We begin by understanding your situation, finding a suitable solution and managing the process from application to completion.

A simpler mortgage journey

Our experienced advisors will work with you to find a mortgage that meets your needs, ensuring the process is as fast and stress-free as possible.

Your mortgage review 
An initial consultation to discuss your mortgage requirements and to gather necessary information.
Your mortgage options
We will present options from thousands of deals and advise you as to what may be the most suitable.
Your application
We offer a fully managed application process so you can relax knowing we will be there for you every step of the way.
Congratulations!
Your mortgage journey is complete.

Our other services

Secured Loans

If you are a homeowner with a mortgage and considering borrowing money to fund home improvements then a secured loan (or homeowner loan) could be the answer.

*This service is offered by referral to a third party.

Protection

We are experts in insurance and can help ensure you have the right policies to protect you and your loved ones, including life insurance, critical illness cover and income protection. We also offer building and contents insurance.

We help make our customers feel happy

I would not go anywhere else!

Jayne knight at Mallory once again secured a high street mortgage for me, regardless of a quirky property that my current provider declined.
She continues to set expectations and calls to update should there be anything required.
This is the second time Jayne has supported me in securing a mortgage and I would not go anywhere else in the future. Thanks Jayne!!

Rachel Gore, 2nd July 2026

Highly Recommend!

I went to quite a few mortgage advisors before being introduced to Jayne. They all came to the same stumbling block. Jayne went over and above that block and managed to find me a deal when I was slowly losing hope. She was courteous, prompt and contactable. I would highly recommend Jayne and Mallory Financial in a heartbeat.

Jim Whitley, 2nd April 2026

Difficult Mortgage.

I came to Jayne with very little hope as I had been advised I was difficult to place for a mortgage and was under great pressure on time. Jayne was fantastic, not only did she secure a great deal for me, she was contactable evenings and weekends and was brilliant and calm at guiding me through the process. Offer was completed in under 2 weeks. I cannot recommend Jayne/Mallory Financial highly enough. She has literally changed my life for the better!!

Ali, 4th March 2026

Great Service

We were in contact with Jayne for about 3 years as we viewed houses and explored different properties and financing options. Jayne was always incredibly patient and helpful, checking in every so often to see how things were going, making sure that our AIP was regularly updated, and clearly explaining product options and trade-offs. After finally settling on a place, Jayne quickly organised a mortgage offer.

Chris D, 27 October 2025

From contact to completion in days!

From contact to completion in days, really delighted with Jayne Knight who supported me through the journey and made everything simple and straightforward.
I had my offer very quickly and the process has been seamless.

Rachel Gore, 20th August 2025

Patient, professional and supportive!

I first approached Mallory Financial two years ago when I began my property search. During that time, I had two transactions fall through for leasehold properties, which was incredibly stressful. However, the team remained patient, professional, and supportive throughout the whole process. They never charged me extra for the additional work despite the setbacks, and when I finally found my current home, they helped me secure my mortgage smoothly and arranged my life insurance policy as well. Their dedication, clear communication, and commitment to seeing things through made a huge difference for me as a first-time buyer. I’m truly grateful for their help and would highly recommend them to anyone looking for a reliable and knowledgeable mortgage advisor.

Karen Ashong, 12th August 2025

Just so Good!

I found Mallory Financial through unbiased.co.uk. They were the first to promptly respond with an offer to help with a remortgage which led me to the wonderful Jayne Knight (Sales Mngr). Was great to speak with an actual person who seamlessly navigated the market and made helpful recommendations. Case then handed off to Hollie Sweeney (Case Handler) who kept us regularly up to date with the application process all the way through to completion, which was done in super fast time of 3 weeks! Mallory receives my wholehearted recommendation and I will have no hesitation to point friends, family and colleagues in their direction should a need arise.

Alastair Philp, 5th Feb 2025

Mallory to the rescue – Divorcee with dodgy credit file seeking re-mortgage!

A tricky divorce left me with a problematic credit file which almost led me down the path of ‘non-high street’ lenders with far higher % rates. Mallory Financial were able to secure me a deal with a ‘normal’ lender at a time when I thought I would lose my family home completely. Jayne & Hollie were able to push things along and kick people’s @45£5 when needed. And when dealing with the likes of Integrar and HSBC, that evidently needs doing on numerous occasions! A last minute increase to my mortgage request was also dealt with efficiently.

Oranjeboomer, 5th December 2025

Can’t recommend enough!

We have recently used Mallory Financial for a re mortgage. What was initially a very stressful and anxious time for us quickly became very straightforward and manageable with help at every step from Jayne and Hollie. We honestly couldn’t recommend them enough and are hugely grateful for what they both have done for us.

Gary Walsh , 20th February 2025

Flawless service

It’s not always you get absolutely flawless service so I felt compelled to leave a review of Mallory Financial.
Jayne Knight was extremely helpful, she made sure she listened to all of my needs and catered her service to ensure I was completely satisfied. She went above and beyond. Jayne and Holly are amazing at what they do and I would not go anywhere else in future for any financial advice. You have got 100% excellent service.

Mukhtat A Khan, 2nd April 2024

Extremely efficient and proactive service!

I can’t thank Jayne and Hollie enough for helping my family and I secure a mortgage that suited our particular needs. The process was smooth and transparent, extremely quick – even my estate agent commended their efficiency! All issues were responded to very quickly, and we’re now on our way to securing our new home. Highly recommended.

Lynda Wireko, 3rd May 2024

Jayne is a legend!

Being first-time buyers we had no idea what we were doing! Jayne made the process so simple and understandable which made things much easier to deal with. Jayne has been super responsive throughout; we highly recommend!

Jess Docksey, 29th March 2024

I would highly recommend Mallory Financial

If you need any assistance with mortgage/general refinancing. Your circumstances are irrelevant as they will find a tailored package to suit your needs and make sure you are comfortable with the product by keeping you updated at every step. The speed, professional service and efficiency is another reason why l would recommend Mallory Financial to any family member or friend. I had a lovely lady called Jayne who looked after my case and kept me in the loop at every step. Thank you Jayne for a great service.

Yvonne Martins, 27th March 2024

We are here to help

At Mallory Financial Limited, whether you’re looking for a mortgage, protection or a secured loan, we have specialist advisers to support you.  Why not contact us today to arrange your initial consultation.