Buy-to-let mortgages

Buy-to-let mortgages

A buy-to-let mortgage enables you to buy a property that you can rent out to tenants, benefiting from the rental income and potential growth in property prices.

Get the right buy to let mortgage for you

Our specialist mortgage advisors will work with you to understand your aims, ensuring you end up with a mortgage that suits your unique circumstances.

Helping you to achieve low and affordable mortgage rates

We are not tied to any lender and are free to search a wide range of products from high street lenders and specialist products, that are not available direct. This allows us to offer alternative options that might not otherwise be available, with the potential of finding a better rate. 

Sit back and relax

Your CMAP qualified mortgage expert will:

  • Work with you to handle the whole process

  • Keep everything moving in the right direction

  • Update you regularly along the way

  • Provide advice on insurance options

  • Be there if you have any questions

Your home / property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets. 

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.

A simpler mortgage journey

Our experienced advisers will work with you to find a mortgage that meets your needs, ensuring the process is as fast, and stress-free as possible.

Your mortgage review 
An initial consultation to discuss your mortgage requirements and to gather necessary information.
Your mortgage options
We will present options from thousands of deals and advise you as to what may be the most suitable.
Your application
We offer a fully managed application process, you can relax knowing we will be there for you every step of the way.
Your mortgage journey is complete.


Buy to let mortgages are for individuals or landlords who want to buy property and to rent it out. Most buy to let mortgages are interest only which means you pay the interest each month, but not the capital amount so at the end of the mortgage term, you will need to repay the loan in its entirety. 

The minimum deposit is usually 25% of the property’s value, although this amount can vary and will be dependent on individual circumstances. Deposits in some cases can be up to 40%, however, our mortgage advisors are on hand to provide clarity around your individual situation and can help you get access to lenders you might not find elsewhere. 

Yes, you can remortgage your existing property and use some of the equity as a deposit for your next buy to let purchase. This is a common approach used by property investors who are looking to grow their investment portfolio.

There are no limits to how many buy to let mortgages an individual can have, however, lenders will limit how much they’ll allow an individual to borrow and decisions will be based on individual circumstances and their financial situation. 

No, as these mortgages are designed for landlords and you will need a standard mortgage for your own property. However, family members are allowed to rent your property although renting out your property this way could incur stricter regulations from lenders. 

We are here to help

Whether you’re looking for a mortgage, protection or a secured loan, we have specialist advisers to support you.
Contact us today to arrange your initial consultation.