Are you on the mortgage deal that fits your current circumstances? In today’s ever-changing financial landscape, it’s easy for mortgage deals to become outdated before you know it, and increasingly important to be aware of what’s out there that could be of interest to you.

We’re here to support you for every step of the way, not only from getting your first mortgage, through to supporting you when it comes to remortgaging, and keeping you and your family protected.

Whether interest rates are climbing or falling, or new mortgage products are becoming available, the mortgage market is constantly shifting. For many homeowners, this means the deal you originally signed up for may not always be the most suitable one for your circumstances at this moment in time.

It’s therefore always worth getting in touch with us should your situation change and we can take a look at the options available to you.

Unlike some other financial products, mortgage deals have a set period that they run for – whether it’s a variable rate or tracker mortgage that is renewed every few years, or a fixed rate mortgage that runs for two, five or ten years, for example.

After these fixed periods expire, lenders may automatically move you onto your lender’s standard variable rate (SVR). The SVR is usually higher than the rates on fixed, tracker, or discount mortgage products, potentially leading to higher monthly repayments. Regularly reviewing your mortgage allows you to avoid being caught on the SVR and instead, ensures you’re always on a competitive deal.

Moreover, many mortgage products offer introductory rates that can seem attractive but might not remain so over time. By regularly comparing what’s on the market, you can catch these shifts early and lock in a better deal if one becomes available.

Check out the Latest Mortgage Deals We’ve made it easier than ever to see what’s available with our easy-to-use mortgage comparison tool. Simply input your information, and you’ll be able to compare a range of competitive mortgage deals from leading providers. But remember, a tool can only provide the numbers—it’s the conversation with an adviser that can make those numbers work for you.

If you’re already on a mortgage, checking your options isn’t just for those whose deals are about to end. Sometimes, the benefits of switching can outweigh the costs of any early repayment charges. It’s a chance to take control of your finances, potentially lower your monthly payments, or even reduce the overall term of your mortgage.

So, it doesn’t hurt to see what deals are out there, and take a look at the tool here to explore the current mortgage offers. If you see something of interest, please don’t hesitate to get in touch and let us help you to make informed choices that reflect your own financial goals and align with your current circumstances – after all, we’re in a fast-moving marketplace and life changes quickly.

We’ll be able to talk you through your existing deal and examine if there’s anything out there that can provide a greater fit with your current circumstances, and provide mortgage guidance for the future, matched to your needs.

Our qualified advisors will do all they can to provide help and support when you’re making these important mortgage decisions, possibly discussing alternative routes that you may not otherwise have considered.

We aim to ensure that every client has a happy experience with Mallory and with our consistent 5-star reviews on Trust Pilot we know we’re doing a great job.

Take a proactive approach 

We can simplify the mortgage process for you and help secure you a great mortgage deal in the process. 

Contact the team on 01565 874 246
Email: hello@malloryfinancial.co.uk