We could help choose the right mortgage for you

At last, there is some positive news for homebuyers as the number of mortgage products continue to grow, with the latest number being the highest for 15 years.*

‘Product choice increased month-on-month to 5,678 options, the highest availability since March 2008.’*

With choice comes a decision

With so much choice out there, selecting the right mortgage product can feel a bit overwhelming and confusing. This is where our friendly mortgage experts could help, providing tailored advice that suits your individual needs and circumstances. 

Talking to us can really make a difference

Our team of experts has access to a vast array of mortgage lenders. They can view rates from the big-name providers and the smaller lenders, with deals that may not be available direct, giving you an improved chance of finding a competitive deal that’s right for you. 

If you are looking to re-mortgage, then we will review offers from your existing lender first. Next, we will look at alternative products, providing you with a clear and honest comparison, along with advice that is relevant to your situation. 

A healthy mortgage market

Whether you’re looking to remortgage or if you’re ready to buy a new home, the number of mortgages available is encouraging news as you’re more likely to find a deal that meets the criteria important to you.

‘The growing choice of mortgage options demonstrates a buoyant period for the market as the year edges closer.’*

Take advantage of rates available now

If you’re on a fixed rate and the end date is within six months from now, then we could apply for a mortgage on your behalf. This would secure the mortgage rates currently available and would protect you from risk of rate rises in the future. If the rate falls in the meantime, then an option is to swap to an alternative deal that’s more favourable.

Get in touch to secure your mortgage deal

The market is changing constantly and so these deals may not be available for long. We could talk you through your options and secure you a deal that you’re happy with. 

‘There is no telling how long this may last, as there are growing expectations for fixed rates to fall further, and this could impact the shelf life of competitively priced deals.’*

Come to us for helpful and relevant advice

With the mortgage market seemingly settling down and with mortgage choice on the up, you can feel safe in the knowledge that we will do all we can to find you a mortgage deal that’s right for you and your circumstances. 

Call us today or book an appointment at a time that suits you to find out all the ways we can help. 

Your home / property may be repossessed if you do not keep up with repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £750 for purchases and £399 for remortgages. 

Sources: *https://www.whatmortgage.co.uk/first-time-buyer/mortgage-choice-hits-15-year-high-why-its-good-news-for-low-deposit-borrowers/#:~:text=Homebuyers%20and%20remortgagers%20are%20benefiting,the%20latest%20data%20from%20Moneyfacts.

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