With so much choice out there, selecting the right mortgage product can feel a bit overwhelming and confusing. This is where our friendly mortgage experts could help, providing tailored advice that suits your individual needs and circumstances. 

Our team of experts has access to a vast array of mortgage lenders. They can view rates from the big-name providers and the smaller lenders, with deals that may not be available direct, giving you an improved chance of finding a competitive deal that’s right for you. 

If you are looking to re-mortgage, then we will review offers from your existing lender first. Next, we will look at alternative products, providing you with a clear and honest comparison, along with advice that is relevant to your situation. 

Whether you’re looking to remortgage or if you’re ready to buy a new home, the number of mortgages available is encouraging news as you’re more likely to find a deal that meets the criteria important to you.

‘The growing choice of mortgage options demonstrates a buoyant period for the market as the year edges closer.’*

If you’re on a fixed rate and the end date is within six months from now, then we could apply for a mortgage on your behalf. This would secure the mortgage rates currently available and would protect you from risk of rate rises in the future. If the rate falls in the meantime, then an option is to swap to an alternative deal that’s more favourable.

The market is changing constantly and so these deals may not be available for long. We could talk you through your options and secure you a deal that you’re happy with. 

‘There is no telling how long this may last, as there are growing expectations for fixed rates to fall further, and this could impact the shelf life of competitively priced deals.’*

Sources: *https://www.whatmortgage.co.uk/first-time-buyer/mortgage-choice-hits-15-year-high-why-its-good-news-for-low-deposit-borrowers/#:~:text=Homebuyers%20and%20remortgagers%20are%20benefiting,the%20latest%20data%20from%20Moneyfacts.