Don’t forget to factor in the cost of getting anywhere this Christmas or the New Year, whether you are visiting family, travelling to shop or attend events.
If you’re going by train, get organised and book ahead to try and save money compared to the price of a walk-on fare bought on the day itself. Similarly, look at altering the times of your journey to save money, with off peak tickets generally being far cheaper than those at peak commuting times. Look at the National Rail website www.nationalrail.co.uk to see how much you could save.
If you’re travelling by car – the cost of fuel at motorway service stations is often considerably more than in locations away from the motorway network, so by planning your journey ahead you can often save yourself a good few pounds in the process. The same goes for electric cars – with variable charging rates across the country, time spent doing the homework beforehand can be most valuable.