Get remortgage ready 

It pays to shop around 

Whether it’s saving money when finding a new broadband deal, changing to a cheaper energy provider or reducing the premium on your car insurance, it pays to shop around to get the best value.

Mortgages are just the same. If your initial fixed term period is coming to an end, or you’re looking to release a sum of money for a big project, then it’s worth getting prepared upfront for a re-mortgage. We’ll help you find the right deal for you.

A few handy tips

To help kickstart, here are a few handy tips on how you can get the process going:

  • Seek expert assistance

    Contact us today for bespoke, expert advice. We’ll listen to your needs, guide you through the process and recommend only the most suitable re-mortgage deals to allow you to save money and fulfil your dreams.

  • Plan ahead

    Allow up to six months for a re-mortgage to take place, giving time for research and decision making for what you’re looking for, alongside the process of applying for a re-mortgage itself. 

  • Plan your finances

    It pays to make sure your finances are truly in order. Check your credit score, don’t apply for any new credit, avoid any large purchases, avoid payday loans or overdrafts at all costs to boost your chances of quick acceptance for a re-mortgage. 

  • Get your documents in order

    Documents will be required to prove your identity, current address and proof of income – save time by gathering your documents together upfront.

  • If you’re self-employed

    You’ll need to show additional proof of income with three years history. You can aid your application by showing future workload and incoming revenue stream. 

We do all the hard work so you don’t have to

Our experienced team of friendly experts can help to make the process easier and less stressful for everyone.

We are not tied to any lender or insurer and are therefore free to search the whole of the market, based on access to a panel of lenders, and work with you to source a solution that’s right for you.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The Financial Conduct Authority does not regulate some forms of buy to lets.

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