When making a big decision, it’s human nature to seek advice from those who know what they’re doing, whether it is choosing your next car or scoping your next holiday destination.. Buying a house is one of the biggest transactions you’ll ever make, so it makes sense to speak to an mortgage adviser before you get started. 

According to findings from Legal & General¹, almost three quarters of consumers seek mortgage advice to help them find the right mortgage deal. In addition, 95% of those surveyed would recommend that their friends and family seek an adviser. 

Despite this however, there are still many homebuyers that go direct to lenders, potentially missing out on more suitable mortgage deals and lacking the vital advice that can help them ensure a secure future for their loved ones. You might already have a mortgage and be looking to remortgage. How do you know you’re getting the most appropriate one for you?

Your bank or building society may offer you a tempting mortgage deal, but without looking around properly, it’s easy into committing to something that you may later regret. 

This is where the real value of a mortgage adviser shows. We are able to look across the market at hundreds to thousands of mortgage deals and listen to your exact circumstances to recommend the most suitable deal for you. Not everyone is the same, and we listen before giving bespoke advice, based on years of experience.

It’s important to protect you and your family for the future too. By going it alone, often you’ll miss out on vital advice on what’s out there to help ensure your home remains yours, even when life doesn’t go to plan. 

The average household is just 24 days from the breadline, should you lose your main source of income² and over 35% of homebuyers surveyed by Legal & General³ said that they were concerned about their family’s financial security if one of them were to die or lose an income. 

When making such a big decision to buy a home, it’s vital to have a backup plan in place for you and your family’s peace of mind, but the range of protection insurances out there can seem overwhelming, and expensive. We will use our expertise to listen to your exact circumstances and recommend the protection that will benefit you and your family.

Sources 

1   https://www.legalandgeneral.com/adviser/files/mortgage-club/_pdfs/value-mortgage-advice-2019-v14b-adviser.pdf 

2   https://www.legalandgeneral.com/adviser/protection/news-insight/deadline-to-breadline/ 

3  https://www.legalandgeneral.com/adviser/files/mortgage-club/_pdfs/value-mortgage-advice-2019-v14b-adviser.pdf